[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.frogu.cz\/kde-si-pujcim\/#Article","mainEntityOfPage":"https:\/\/www.frogu.cz\/kde-si-pujcim\/","headline":"Kde si p\u016fj\u010d\u00edm?","name":"Kde si p\u016fj\u010d\u00edm?","description":"Bude to opravdu takto v\u00a0po\u0159\u00e1dku a smlouva co podepisuji nen\u00ed v\u00a0m\u016fj neprosp\u011bch? P\u0159e\u010detl jsem si \u0159\u00e1dn\u011b podm\u00ednky...","datePublished":"2023-04-29","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.frogu.cz\/author\/#Person","name":"","url":"https:\/\/www.frogu.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b74f056f0354b8ee50fcd0e6106aa964423477cb93024726458fce7ffd63d5d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b74f056f0354b8ee50fcd0e6106aa964423477cb93024726458fce7ffd63d5d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"frogu.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.frogu.cz\/kde-si-pujcim\/","wordCount":512,"articleBody":"\tBude to opravdu takto v\u00a0po\u0159\u00e1dku a smlouva co podepisuji nen\u00ed v\u00a0m\u016fj neprosp\u011bch? P\u0159e\u010detl jsem si \u0159\u00e1dn\u011b podm\u00ednky a ch\u00e1pu cel\u00e9 d\u016fsledky cel\u00e9 v\u011bci?!Bankovn\u00ed p\u016fj\u010dka:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 je \u0161t\u011bst\u00ed, \u017ee konkurence je tak velik\u00e1, \u017ee banky sout\u011b\u017e\u00ed o p\u0159\u00edze\u0148 sv\u00fdch klient\u016f, proto jsou i podm\u00ednky v\u00fdhodn\u011bj\u0161\u00ed a velik\u00e9 \u010d\u00e1stky je jist\u011bj\u0161\u00ed si p\u016fj\u010dovat v\u00a0bance.Nebankovn\u00ed p\u016fj\u010dka:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 zoufal\u00fd lid\u00e9 d\u011blaj\u00ed zoufal\u00e9 v\u011bci a jin\u00ed velice vypo\u010d\u00edtav\u00fd lid\u00e9 toho nev\u00e1haj\u00ed vyu\u017e\u00edt. Mal\u00e1 nebankovn\u00ed p\u016fj\u010dka by nem\u011bla b\u00fdt probl\u00e9m, ale to samoz\u0159ejm\u011b v\u00a0p\u0159\u00edpad\u011b, \u017ee si jste jisti t\u00edm, \u017ee ji splat\u00edte.Jak dlouho budu spl\u00e1cet:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 to je velice d\u016fle\u017eit\u00fd \u00fadaj, banka V\u00e1m nab\u00eddne r\u016fzn\u00e9 spl\u00e1tkov\u00e9 kalend\u00e1\u0159e, av\u0161ak v\u011bt\u0161inou ten, d\u00edky kter\u00e9mu nakonec zaplat\u00edte nejm\u00e9n\u011b b\u00fdv\u00e1 bohu\u017eel ten nejdel\u0161\u00ed, jeliko\u017e co by to bylo za banku, kdyby si necht\u011bla udr\u017eet sv\u00e9 klienty co nejd\u00e9le.Co podepisuje:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 nab\u00eddky p\u016fj\u010dek jsou jist\u011b l\u00e1kav\u00e9, av\u0161ak zvl\u00e1\u0161t\u011b nebankovn\u00ed instituce \u010dasto tak tro\u0161ku klamou a ta mal\u00e1 p\u00edsmenka na velik\u00e9m billboardu si m\u00e1lo kdo z\u00a0n\u00e1s p\u0159e\u010dte. T\u0159eba o tom, \u017ee takov\u00e9 podm\u00ednky plat\u00ed a\u017e na \u010d\u00e1stku sto tis\u00edc, nebo p\u0159i druh\u00e9 p\u016fj\u010dce a podobn\u011b.D\u016fsledky: –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 jak jednou podep\u00ed\u0161ete, nesm\u00edte v\u00a0\u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b neposlat prvn\u00ed spl\u00e1tku, pak byste byli kvalifikov\u00e1ni jako zlod\u011bji a n\u00e1le\u017eit\u011b i souzeni. Zn\u00ed to trochu jako nav\u00e1d\u011bn\u00ed k\u00a0\u010dinu, ale p\u016fj\u010dovat si s\u00a0\u00famyslem nezaplatit je trestn\u00fd \u010din a ka\u017ed\u00fd by si to m\u011bl uv\u011bdomovat.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Spl\u00e1cen\u00ed m\u016f\u017ee trvat m\u011bs\u00edce, ale i roky a celou tu dobu budete v\u011bd\u011bt, \u017ee V\u00e1s nesm\u00ed vyhodit z\u00a0pr\u00e1ce z\u00a0jak\u00e9hokoli d\u016fvodu, proto\u017ee pak nebudete schopni platit, a to se bank\u00e1m, ani jin\u00fdm finan\u010dn\u00edm instituc\u00edm dvakr\u00e1t nezamlouv\u00e1.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Konsolidaci si dob\u0159e rozmyslete, proto\u017ee V\u00e1s pak spl\u00e1cen\u00ed m\u016f\u017ee st\u00e1t v\u00edce, a nav\u00edc m\u016f\u017eete i d\u00e9le spl\u00e1cet. Tak\u017ee to m\u016f\u017ee b\u00fdt dobr\u00e9, ale i zr\u00e1dn\u00e9 \u0159e\u0161en\u00ed.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Myslete na to, \u017ee \u010dlov\u011bk, kter\u00fd V\u00e1m poskytuje finan\u010dn\u00ed poradenstv\u00ed mus\u00ed b\u00fdt z\u00a0n\u011b\u010deho placen. To n\u011bco p\u0159ich\u00e1z\u00ed od V\u00e1s, \u010d\u00edm v\u00edc finan\u010dn\u00edch poradc\u016f, t\u00edm vy\u0161\u0161\u00ed platby, \u010d\u00edm v\u00edc p\u0159echod\u016f mezi bankami a zm\u011bnami, t\u00edm v\u00edce lid\u00ed, kter\u00e9 je pot\u0159eba zaplatit a t\u00edm v\u011bt\u0161\u00ed nav\u00fd\u0161en\u00ed Va\u0161eho dluhu.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Jak jednou padnete do dluh\u016f, je nesm\u00edrn\u011b t\u011b\u017ek\u00e9 se odtamtud dostat a v\u00e9st op\u011bt norm\u00e1ln\u00ed \u017eivot. Proto si dob\u0159e rozmyslete, co d\u011bl\u00e1te.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si p\u016fj\u010d\u00edm?","item":"https:\/\/www.frogu.cz\/kde-si-pujcim\/#breadcrumbitem"}]}]