[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.frogu.cz\/online-bankovnictvi\/#Article","mainEntityOfPage":"https:\/\/www.frogu.cz\/online-bankovnictvi\/","headline":"Online bankovnictv\u00ed","name":"Online bankovnictv\u00ed","description":"Toto bankovnictv\u00ed se vyzna\u010duje t\u00edm, \u017ee klient pou\u017e\u00edv\u00e1 bankovn\u00ed \u00fa\u010det s\u00a0vyu\u017eit\u00edm internetu a v\u00fdpo\u010detn\u00ed techniky. P\u0159\u00edstup k...","datePublished":"2019-09-13","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.frogu.cz\/author\/#Person","name":"","url":"https:\/\/www.frogu.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b74f056f0354b8ee50fcd0e6106aa964423477cb93024726458fce7ffd63d5d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b74f056f0354b8ee50fcd0e6106aa964423477cb93024726458fce7ffd63d5d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"frogu.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.frogu.cz\/wp-content\/uploads\/img_a355109_w3537_t1569564557.jpg","url":"https:\/\/www.frogu.cz\/wp-content\/uploads\/img_a355109_w3537_t1569564557.jpg","height":0,"width":0},"url":"https:\/\/www.frogu.cz\/online-bankovnictvi\/","about":["Internet"],"wordCount":511,"articleBody":"Toto bankovnictv\u00ed se vyzna\u010duje t\u00edm, \u017ee klient pou\u017e\u00edv\u00e1 bankovn\u00ed \u00fa\u010det s\u00a0vyu\u017eit\u00edm internetu a v\u00fdpo\u010detn\u00ed techniky. P\u0159\u00edstup k \u00fa\u010dtu a jeho ovl\u00e1d\u00e1n\u00ed je zaji\u0161t\u011bno z\u00a0po\u010d\u00edta\u010de nebo smartphonu. Bohu\u017eel, nejen ve sv\u011bt\u011b, ale tak\u00e9 u n\u00e1s, se denn\u011b st\u00e1vaj\u00ed lid\u00e9 ob\u011bt\u00ed po\u010d\u00edta\u010dov\u00e9ho zlo\u010dinu. A podle statistik nejv\u011bt\u0161\u00ed pod\u00edl p\u0159ipad\u00e1 pr\u00e1v\u011b na bankovn\u00ed podvody.\tJak\u00e9 \u00fatoky ohro\u017euj\u00ed online bankovnictv\u00ed?\u00a0\tJako prvn\u00ed typ \u00fatok\u016f m\u016f\u017ee b\u00fdt skimming, zde se sice nejedn\u00e1 o p\u0159\u00edm\u00fd \u00fatok, kter\u00fd je veden\u00fd prost\u0159ednictv\u00edm internetu. Podvodn\u00edci tady vyu\u017e\u00edvaj\u00ed fale\u0161n\u00e9 \u010dte\u010dky, kter\u00e9 um\u00edst\u00ed na \u010dte\u010dky platebn\u00edch karet u bankovn\u00edch automat\u016f a to p\u0159\u00edmo na za\u0159\u00edzen\u00ed pro \u010dten\u00ed informac\u00ed, kter\u00e9 obsahuje magnetick\u00fd prou\u017eek. Zji\u0161t\u011bn\u00e9 \u00fadaje jsou pou\u017eit\u00e9 k\u00a0neopr\u00e1vn\u011bn\u00e9mu v\u00fdb\u011bru pen\u011bz z\u00a0klientova \u00fa\u010dtu.\tDal\u0161\u00edm typem \u00fatoku na bankovn\u00ed \u00fa\u010det mohou b\u00fdt fale\u0161n\u00e9 e-maily, ozna\u010dovan\u00e9 jako phishingov\u00fd \u00fatok. Ty vyz\u00fdvaj\u00ed klienta, aby pod fale\u0161nou z\u00e1minkou na uveden\u00fd kontakt zaslal sv\u00e9 p\u0159ihla\u0161ovac\u00ed \u00fadaje k bankovn\u00edmu \u00fa\u010dtu. Z\u00e1minkou m\u016f\u017ee b\u00fdt nap\u0159\u00edklad vzkaz, \u017ee prob\u00edhaj\u00ed v\u00a0bance servisn\u00ed pr\u00e1ce. P\u0159itom neprav\u00fd e-mail m\u00e1 znaky skute\u010dn\u00e9 ofici\u00e1ln\u00ed zpr\u00e1vy z banky. Ale v\u00a0bankovn\u00edch slu\u017eb\u00e1ch je uvedeno, \u017ee spr\u00e1vn\u00e1 banka nikdy takov\u00e9 \u00fadaje nevy\u017eaduje. Pharmingov\u00fd \u00fatok, tady se klienti banky p\u0159ihla\u0161uj\u00ed v domn\u011bn\u00ed, \u017ee jsou na spr\u00e1vn\u00e9m bankovn\u00edm serveru, ale ve skute\u010dnosti jsou podvodn\u011b p\u0159esm\u011brov\u00e1n\u00ed na jin\u00fd web, ten m\u016f\u017ee m\u00edt podvodn\u00edky vzhledov\u011b zpracovan\u00fd web, kter\u00fd je toto\u017en\u00fd s\u00a0bankovn\u00edm. Klienti se na n\u011bm p\u0159ihl\u00e1s\u00ed k\u00a0\u00fa\u010dtu a t\u00edm odevzdaj\u00ed sv\u00e9 p\u0159ihla\u0161ovac\u00ed jm\u00e9no i heslo podvodn\u00edk\u016fm.\u00a0 U trojsk\u00e9ho kon\u011b (Trojan Horse) se jedn\u00e1 o dal\u0161\u00ed roz\u0161\u00ed\u0159enou formu podvodn\u00fdch \u00fatoku. Program ode\u0161le data, kter\u00e1 umo\u017e\u0148uj\u00ed p\u0159\u00edstup k\u00a0\u00fa\u010dtu podvodn\u00edk\u016fm, kte\u0159\u00ed pak svou ob\u011b\u0165 vyd\u00edraj\u00ed.\tZp\u016fsoby ochrany online bankovnictv\u00ed\tKlient by se m\u011bl na webov\u00e9 str\u00e1nky banky p\u0159ihla\u0161ovat jen p\u0159es zabezpe\u010den\u00fd protokol. U skimmingu \u00a0je rada, \u017ee by si m\u011bl klient d\u016fkladn\u011b prohl\u00e9dnout bankovn\u00ed automat. Pokud na n\u011bm zjist\u00ed nainstalovan\u00e9 podez\u0159el\u00e9 za\u0159\u00edzen\u00ed, kartu by nem\u011bl pou\u017e\u00edt a situaci nahl\u00e1sit. Tak\u00e9 platebn\u00ed kartu by nem\u011bl \u201ez ruky\u201c a platbu kartou v\u017edy prov\u00e1d\u011bt s\u00e1m. V\u00a0ochran\u011b p\u0159ed phishingem by nem\u011bl klient data p\u0159\u00edstupu k \u00fa\u010dt\u016fm nikomu sv\u011b\u0159ovat, a bankovn\u00ed \u00fa\u010dty by m\u011bly b\u00fdt denn\u011b kontrolov\u00e1ny. U pharmingu\u00a0 je obrana ji\u017e n\u00e1ro\u010dn\u011bj\u0161\u00ed, zde pom\u016f\u017ee zabezpe\u010den\u00ed klientova po\u010d\u00edta\u010de kvalitn\u00edm antivirov\u00fdm programem a firewallem (ochrannou zd\u00ed mezi po\u010d\u00edta\u010dem a internetem).                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Online bankovnictv\u00ed","item":"https:\/\/www.frogu.cz\/online-bankovnictvi\/#breadcrumbitem"}]}]